VAT & finance
Premium bathrooms, made attainable.
Clear guidance on HMRC 0% VAT relief for qualifying mobility work, plus flexible monthly plans through Kandoo Finance.
The ProActive Administration Promise
Many tradesmen avoid the paperwork, leaving you to figure out complex tax relief and funding on your own. Not us. Our dedicated back-office team manages every single piece of administration, compliance, and HMRC documentation on your behalf. You choose the bathroom; we handle the bureaucracy.
HMRC 0% VAT Exemption
Under HMRC guidelines, if you have a physical or mental impairment, a chronic medical condition, or a terminal illness, you are legally entitled to 0% VAT on products and installations designed to assist your mobility.
Who Qualifies?
- ✓ You DO NOT need to be registered disabled or have a Blue Badge.
- ✓ Conditions like Arthritis, MS, Parkinson's, and chronic heart conditions typically qualify instantly.
- ✓ Age-related mobility degradation that requires aids or adaptations is also recognized.
*Our team will provide and process the simple, one-page HMRC declaration form for you during your consultation. No doctors notes or invasive medical records are required.
"We saved £2,400 on our luxury wet room simply because ProActive knew exactly how to process the VAT paperwork."
Kandoo
Authorised Finance Partner
ProActive Bathrooms is proud to partner with Kandoo Finance, a fully regulated credit broker, to offer our customers highly competitive, flexible payment options.
Spread the Cost of Independence
We believe financial constraints shouldn't delay your safety and comfort. Through Kandoo, you can finance your entire project, allowing you to enjoy your premium mobility bathroom now while spreading the cost into manageable monthly payments.
Flexible Terms
Repayment periods ranging from 6 months to 5 years.
Fast Decisions
Soft credit checks with decisions often made in minutes.
Interactive Finance Calculator
Adjust the sliders below to estimate your monthly payments.
Estimated Monthly Payment
£0.00
Representative Example: This calculator is for illustrative purposes only and does not constitute a formal quotation or an offer of finance. ProActive Bathrooms acts as a credit broker and not a lender. Finance is provided by Kandoo and is subject to application, financial circumstances, and borrowing history.
Check Your Eligibility Today
Fill out the form below, and our back-office team will contact you to discuss your VAT eligibility and provide you with a secure link to explore Kandoo Finance options.
FAQ
VAT & finance — FAQs
The questions families ask us most before booking a survey.
Can I get 0% VAT on an accessible bathroom?+
Yes, if the bathroom is being adapted for someone with a long-term medical condition, chronic illness, or limited mobility, HMRC may allow the installation to be charged at 0% VAT. We help complete the simple declaration during your consultation.
Do I need a Blue Badge or doctor’s note?+
No. A Blue Badge is not required. For qualifying mobility bathroom work, a simple one-page HMRC declaration is normally sufficient.
Do you offer 0% finance?+
No — and we are clear about that. Flexible monthly plans are available through Kandoo Finance at a representative APR (subject to status). Separately, eligible clients may qualify for 0% VAT on the installation.
Is ProCore18™ affected by VAT relief?+
When ProCore18™ forms part of a qualifying accessible adaptation, it is included in the accessible package pricing we discuss on survey. On luxury packages it is a £999 optional upgrade.